Now why would anyone waste their time trying to photograph birds with a close-up lens? Because I can't afford the $10,000 telephoto that would give me those ooh-ah shots. So it's either give up on birds entirely, or at least try.
An all yellow bird with orange streaks on the breast is a male Yellow Warbler, Setophaga (Dendroica) petechia. Yellow Warblers are not woodland species. They are found on woods edges, old fields, or in Willows and Box-elder Maples around wetlands.
Towhees can be found in any habitat, commonly foraging on the ground. Like most male birds though, they will find a favorite perch from which to sing. It was formerly known as the Rufous-sided Towhee, until they found the spotted versions out west were a different species. Females are similar, but the colors are bleached out or faded.
Geographically, Route 70 in Ohio from Springfield to Columbus to Zanesville, has always been the dividing line between populations. That demarcation line is actually further north than Columbus now. This is the area where both species occur together, and they have been known to hybridize, making identification between the two more difficult.